Otmo Car Coverage We regret to inform the membership that as of Feb 7, 2019, we have stopped all business activity and will no longer be providing breakdown coverage for the time being.

What happened?
On December 12th 2018 the state of Utah Insurance department received anonymous complaints about our service. Since that time we have been working with our attorneys to resolve these issues. For the time being we are unable offer any coverage and new memberships. We apologize for the inconvenience and hope to be back up and running soon.

OTMO the alternative to car warranties

(now accepting motorcycles)

COST SHARING MEETS AUTO REPAIRS

In order to become a member your vehicle must appear on the plans page, must be less than 10 years old, and must have less than 150k miles. All vehicles have to go through the self-inspection process and are subject to approval from Otmo™.

Any repair facilities that have access to the internet to submit a share request are accepted in our membership. Otmo™ recommends that members take their vehicle to a dealership service center whenever possible. These service centers often know the vehicle best and back their repairs better than aftermarket repair facilities. However, there are many aftermarket shops with competent technicians that will provide great service. Members are encouraged to research a reliable source for auto repairs.

Otmo™ is there when you need it, if not, annual members get cash back! If no repairs are required, at the anniversary of the membership, members who prepay annually are eligible for 50% cash back.

No, you can keep your membership indefinitely so long as you never let your membership fees go unpaid. (see terms and conditions) Gap membership will continue through auto pay until you stop it. Gap is only needed if there is an actual gap between loan and value. Otmo™ will not remind you of this.

Checkout our plans!

  • All mechanical & electrical breakdowns can be shared
  • NO contract
  • Month to month membership
  • NO salesman, sign up online

JOIN THE REVOLUTION.

GET YOUR CAR REPAIRS COVERED WITH OTMO™

AS HEARD ON:
Sports network
1059
Saint george news
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OTMO™ VS WARRANTIES

We could have made a chart just like this comparing
Otmo™ to warranty companies:

Otmo™ the other guys
NO high pressure sales Yes No
NO contracts Yes Nope
Monthly and Annual memberships
(NOT INSTALLMENTS)
Yes Still no
Cancel ANYTIME Yes Um what?
Easy self-inspection application Yes No
Accepted at any repair facility Obviously No
$0 (that's right - zero) member portion option Yes Some
CASH BACK if you don't require repairs Yes NOOOOOO

But at the risk of embarrassing our competition out of the market, we will just say that we are better. Why waste your time and money on a "peace of mind" offer that very rarely pays out in the end.

With Otmo™, YOU chose when to join and how much you want to spend. And if you never have to use it, you get your money back*. Along with all the other things we offer, you can live worry-free so you can spend your time and money where you actually want to!

* Up to 50% back depending on selected membership package.


JOIN TODAY
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OTMO™ GAP MEMBERSHIP

We have all heard of Gap, most of us have bought Gap coverage before. Gap is supposed to be there if, (heaven forbid), you get in an accident and your car is a total loss. Say you owe 15k on your car but insurance says it's only worth 10k. Gap should pick up the difference. But if you read the contract for gap you will find special wording about percentages, wear and tear, blah blah blah. This is not REAL gap.

Otmo™ Gap is different. Memberships are month to month and low cost. Simply cancel when you get your loan and car value close enough that you don't need it anymore. No contracts, just service.


JOIN TODAY
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DIDN'T USE YOUR MEMBERSHIP?
GET YOUR CASH BACK

I love spending money on my car and dealing with repairs…

Said nobody, ever!

You work hard to earn a living only to have it all taken away when the unexpected happens. Protect your wallet, don't spend money on automotive warranties that statistically, you will probably never use. Instead, become a member of Otmo™ and get half* your money back each year you don't use your membership.

* 50% back depending on selected membership package.


BUILD MY PLAN NOW

plans

CHOOSE A MEMBERSHIP PLAN THAT'S RIGHT FOR YOU.

Choose the plan you want for the price you can afford. Cancel ANYTIME.

LEVEL 1
$39.99 / mo
Monthly Member Gift

$2,500 Max Share (annually)

$0 Member Portion*

50% Cashback incentive*

*Annual members only

LEVEL 2
$59.99 / mo
Monthly Member Gift

$5,000 Max Share (annually)

$0 Member Portion*

50% Cashback incentive*

*Annual members only

LEVEL 3
$79.99 / mo
Monthly Member Gift

$7,500 Max Share (annually)

$0 Member Portion*

50% Cashback incentive*

*Annual members only